My own era of fiscal responsibility: 25. Consolidate all possible consumer debt.

PRESIDENT (!!!) Obama today spoke a lot about personal responsibility, something I have been thinking about for a while now.  It's only fitting that today was my first payment to my new debt consolidation plan.  I've worked with this vendor before (had a debt payment plan in the early 2000's) and really like them.  I hate that I've gotten myself back in a place where I need to do this again, though.  This is it, though.  I am paying off and CLOSING my credit cards.  I will keep one Amex and one Visa, that's it.  Never again will I jeopardize my life with consumer debt.